Our Clinical Review Team, made up of licensed and certified Nurses, conducts pre-existing condition reviews to help determine eligibility for a medical expense.
All Program Types are subject to a 24-month look-back period. Cancer Diagnosis has a 5-year look-back period.
The Catastrophic and Classic Programs have a 2-year waiting period for Pre-Existing Conditions.
Pre-existing conditions are never eligible for sharing on the Catastrophic365 Program.